Talk your way to financial
Feeling trapped by lack of funds?
We can learn from those who live comfortably and retire early.
They use language differently from those who are stuck in a scarcity
1. Banish the word "expensive" from your vocabulary. Replace with,
"That's not a priority for me."
"Expensive" is relative.
In my town, a group of people
get together every day for coffee and conversation. My neighbor,
Jane, refuses to participate
"Two dollars for a cup of
coffee? " she sniffs. "Expensive!"
When you work at home, you need
a break and you want to talk to other like-minded people. The
value of coffee is table rent and support. We want to keep the
café open so we'll have a place to hang out.
My friend "Laura" used
to get her nails done every week while she was unemployed and
broke and had no interviews lined up. Impractical? Frivolous?
For Laura, manicures were a symbol
of where she had been and where she will be in the future. She
spent money for her priority with no regrets.
2. Banish the sentence "I
can't afford it."
Replace with, "That's on my wish list."
Adding an item to your official
wish list makes a statement. Do you really want a new car, kitchen
set or vacation? Or do you realize you already have what you
Looking around my eclectic collection
of living room furniture, I can dream of spending lavishly for
designer furniture, ceramic artwork and crystal lamps. I also
know these items will never appear on my wish list.
Even the best-mannered cat will
deposit an occasional surprise on the couch, and the dog's exuberant
personality can leave a trail of broken glass.
Regardless of politics, many of us empathized when the wife of
newly-elected Governor Jeb Bush admitted," When you have
pets you can't have an elegant home."
Saying "can't afford"
puts you in a one-down position. Creating a wish list generates
abundance and clarifies values. I'd put "three cats and
two dogs" on my wish -- but not "designer furniture."
3. Forbid all talk about what
you don't have. Replace
with appreciation for what you enjoy now.
Hortensia complains about her
lack of money . True, her salary is not high by any standards
-- but her job offers security, generous vacation time, and excellent
retirement benefits. Her location allows her to hike in the woods
and fish in the lakes.
An image of abundance will enhance
your strengths. Most of us have more than we realize -- in real
as well as abstract terms. I encourage clients to meet with a
financial planner, especially if they're facing experiencing
career transition. Often a professional review helps people realize
they're better off than they realized.
Talking your way to financial
freedom -- simple? Yes, but effective. Try these steps for a
week and notice a difference -- first in your thoughts, soon
in your life
Cathy Goodwin, Ph.D.
Author, Career Consultant, Speaker
*Fast Track to Career Freedom*